Did you know that you could shop on our www.chainreactioncycles.com/us/en website?


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Cycle Insurance that goes the extra mile

We'll provide cover for theft, physical loss, damage and racing as standard + you can choose a range of optional extras at a price you'll like.
Don't ride without Chain Reaction Cycles Insurance.


Have a question about Bicycle insurance?
We're always happy to answer any questions you have. Call or drop us an email.
Tel: 0800 368 8442



Our insurance products

Rider Insurance
Rider Insurance

Complete peace of mind for less than £3 per month

A complete package to protect you as the rider + we'll even give you cash if you have to pay a visit to the hospital.




Bicycle Insurance
Bicycle Insurance

Customised, awesome protection starting as low as £2.89 per month

Great coverages as standard + you can select optional coverages to suit your ride.




E-Bike Insurance
E-Bike Insurance

We'll even protect your e-bike battery

Complete coverage for your e-bike at home and away from home, so that you can do what you love with absolute peace of mind







Our insurance coverages

Our policy features have been designed to keep you in the saddle and your wheels spinning.



Theft happens. Don't worry, we'll pay out so that you can replace your bike as well as any insured parts & accessories should your pride and joy be stolen while away, or at home.

Accidental damage

We're cyclists too, we understand that riding to your full potential carries risk. If you accidentally damage any part of your frame or totally write off your steed, we'll pay the price, so you don't have to.

Crash damage

A slip on a corner, a jump gone wrong or even a knock whilst on the roof rack (it happens!) Don't stress, we've got you covered.


Whether you're shredding down the Alps, racing or taking a leisurely break with your loved one (we mean your bike), our Worldwide cover will protect you whilst travelling abroad.





No matter if you're racing your mates on a Strava segment, or competing in an actual timed event, we'll pick up the tab for accidental damage, crashes and theft.


Transporting your prize possession can be more stressful than your partner finding out how much your bike really cost. That's why any damage or loss in transit, by airline or courier will be covered by us.

Rental reimburstment

Nothing beats the simple pleasure of riding a bike. If your bike is stolen or damaged, we'll reimburse you for the cost of a rental so that you don't miss out on any gnarly downhills whilst we settle your claim.

Hospital cash

A trip to hospital is never part of the plan, but there's always a risk of a detour. If it happens, our Hospital Cash benefit makes the stay (enjoyable or not) that much more affordable.




Bikes we protect

Chain Reaction Cycles Insurance offers protection for every type of ride.


Downhill bike

Road bike

MTB bike

Commuter bike



Triathlon bike
BMX bike
CX bike
Customised bike