Insurance


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Cycle Insurance that goes the extra mile

We'll provide cover for theft, physical loss, damage and racing as standard + you can choose a range of optional extras at a price you'll like.
Don't ride without Chain Reaction Cycles Insurance.

 

Have a question about Bicycle insurance?
We're always happy to answer any questions you have. Call or drop us an email.
Tel: (+1) 877 784 7353

 

 

Our insurance products

Rider Insurance
Rider Insurance


A complete package to protect you the rider + no deductible if you file a claim


Complete peace of mind for less than $100 per year


 

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Bicycle Insurance
Bicycle Insurance


Customised, awesome protection starting as low as $9 per month


Great coverages as standard + you can select optional coverages to suit your ride.


 

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E-Bike Insurance
E-Bike Insurance


We'll even protect your e-bike battery



Complete coverage for your e-bike at home and away from home, so that you can do what you love with absolute peace of mind


 

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Our insurance coverages

Our policy features have been designed to keep you in the saddle and your wheels spinning.

Theft

Theft

Theft happens. Don't worry, we'll pay out so that you can replace your bike as well as any insured parts & accessories should your pride and joy be stolen while away, or at home.
Damage

Accidental damage

We're cyclists too, we understand that riding to your full potential carries risk. If you accidentally damage any part of your frame or totally write off your steed, we'll pay the price, so you don't have to.
Crash

Crash damage

A slip on a corner, a jump gone wrong or even a knock whilst on the roof rack (it happens!) Don't stress, we've got you covered.
Worldwide

Worldwide

Whether you're shredding down the Alps, racing or taking a leisurely break with your loved one (we mean your bike), our Worldwide cover will protect you whilst travelling abroad.

 

Racing

Racing

No matter if you're racing your mates on a Strava segment, or competing in an actual timed event, we'll pick up the tab for accidental damage, crashes and theft.
Transit

In-Transit

Transporting your prize possession can be more stressful than your partner finding out how much your bike really cost. That's why any damage or loss in transit, by airline or courier will be covered by us.
Rental

Rental reimburstment

Nothing beats the simple pleasure of riding a bike. If your bike is stolen or damaged, we'll reimburse you for the cost of a rental so that you don't miss out on any gnarly downhills whilst we settle your claim.
Cash

Additional Bike Discount

If you follow the N+1 rule we think you’re great and seeing as you can’t ride all of them at once, we’ll give you a discount on each additional bike you choose to insure.

 

 


Bikes we protect

Chain Reaction Cycles Insurance offers protection for every type of ride.


Downhill

Downhill bike
Road

Road bike
MTB

MTB bike
Commuter

Commuter bike
Ebike

E-bike

 

Tri
Triathlon bike
BMX
BMX bike
CX
CX bike
Custom
Customised bike